Digital banking and payments infrastructure to help you succeed.

We build solutions and run infrastructure for banks,
businesses and people to manage their money.

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Our Mission

We are transforming the way banks, businesses and people pay, collect, grow and manage their money. This is because we believe money is fundamental. This has always been and will most likely always be.

1 Banks


1k Business

trust our infrastructure and solutions to

Manage Money

We help banks and businesses easily settle, reconcile, account for and dispute their money. Our systems are deeply integrated into financial institutions to facilitate richer data and effective solutions.

Pay Money

Our solutions make it simple to pay people, merchants and governments with workflows, integration to back office systems, within and across borders with ease and security.

Collect Money

We facilitate collections for businesses, government and financial institutions by helping them get paid through different channels with a consolidated view of collections, balances, reconciliations paired with rich reports and business intelligence.

Grow Money

We help banks, people and businesses need to grow their money through investments , customers with data driven insights, reward and loyalty mechanisms.

Digital Banking

Accelerate your digital transformation with personalized omni-channel banking for your customers.

Apt Banking

Deliver feature rich omni-channel digital banking experience with a smooth customer experience for your retail, corporate, small business and youth customer segments.

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Product Assets
Product Assets

Apt Back Office

Deploy intelligent and scalable back office systems to automate your digital business operations for superior customer experience and reduced costs.

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Product Assets

Payments Infrastructure

Secure, reliable, scalable payments infrastructure to power your digital bank and business with fantastic, world class support.

Apt Transfers

Reliable private network to power instant interbank transfers, real time reconciliations and remittances.

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Product Assets
Product Assets

Apt Services

Digital collections and payments infrastructure that allow you deliver superior services to your customers through your own applications.

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Product Assets


We enjoy creating value and accelerating our customer’s businesses.